I-864 Question: Should Spouses file “Married, Filing Separate” or “Married, Filing Jointly”

This question of whether to file separately or jointly is extremely common with regard to the I-864 Affidavit of Support. The Answer actually differs depending on the situation. The common situations are as follows:
Scenario 1: Spouse is Illegal
The unauthorized and illegal income from an illegal spouse is NOT RECOGNIZED by US Immigration Agencies. It is like someone robbed a bank (crime) and then tried to put that illegal income onto the 1040 Tax Form.
What if the Spouses DID FILE JOINTLY? The tax forms would CONFUSE AND COMPLICATE an immigration filing. The US Immigration Agency (USCIS, NVC, or DOS Embassy/Consulate) would be required to verify any form of income displayed on the IRS 1040 Tax Return Filing. If there are forms of income that cannot be verified, expect issues and delays. If income is deemed illegal, the legal income would have to be proven generally by 3 years of tax returns, W2/1099, and 12 months of paychecks.
Generally, USCIS may require assets to supplement the I-864 Income Requirement. Assets could be equity in a house, a Savings Account or CD, or a retirement account. The Asset would create a secondary form of eligibility/ability to overcome the I-864 requirement.
Scenario 2: Spouse is legal, could be the intended immigrant or an I-864 household member
In this scenario, the tax returns and the immigration filing are benefitted by spouses filing “married, filing jointly.” This is because there would be less chance of an “overlap/increase” of income and the AGI on the one 1040 Tax Filing. One AGI would clearly communicate the taxable income for I-864 purposes. If married, it is generally recommended to file “married, filing jointly.”
If you are diving into this topic and have additional concerns, it might be ideal to speak with an immigration attorney. If you don't feel comfortable speaking with a lawyer, we recommend reviewing some of our additional Articles regarding the I-864:
Self-employed or Business Owner: www.fickeymartinezlaw.com/immigration/i-864-self-employment-and-business-ownership/
Joint Sponsorship: www.fickeymartinezlaw.com/immigration/i-864-affidavit-of-support-joint-sponsor-guidance/
Using Assets: www.fickeymartinezlaw.com/immigration/adjustment-of-status/i-864-asset-calculations/
Using VA Disability: www.fickeymartinezlaw.com/immigration/va-disability-and-us-immigration/
Using SSDI: www.fickeymartinezlaw.com/immigration/i-864-sponsorship-how-is-ssi-and-ssdi-assessed/
Lastly, many benefit from visualizing a complete checklist. Our recommendation can be seen here: https://www.fickeymartinezlaw.com/immigration/immigration-checklist-what-our-law-office-generally-recommends
Have a quick question? Let us know!
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