I-864 Sponsorship: How is SSI and SSDI Assessed?

The I-864 is a Sponsorship Form from USCIS that is used in nearly all Family-based Immigration. This Blog Post will address how SSI and SSDI is assessed in this process.
SSI (Supplemental Security Income) provides financial assistance to older adults and persons with disabilities (regardless of age) with very limited income and resources. SSI is generally received when someone retired after the age of 65. The average SSI Income is $624 a month, with a maximum monthly income of $1261.
SSDI (Social Security Disability Insurance) supports individuals who are disabled and have a qualifying work history from their own past employment or from the employment of a spouse or parent. The average SSDI Income is $1223 a month with a maximum monthly income of $3345.
How is SSI viewed by USCIS?
SSI Income is not very welcomed by USCIS and the NVC as it is insufficient to sponsor even 1 person for immigration purposes. From a numerical standpoint:
For a Household size of 2, the annual income must be over $23000 (March 2022 figure). At max, SSI can only produce barely more than $15000.
SSI is barely enough to overcome the Federal Poverty Level for one person.
It is not recommended to ever include SSI income. It is better to focus on any other form of income, such as current employment, or rental income, or from assets such as an IRA, 401K, CD, and Stock Portfolios. More information on assets found here: /immigration/adjustment-of-status/i-864-asset-calculations/
Isn’t SSI received from being aged / over the age of 65 the same as a retirement or pension? Yes, but USCIS and NVC may not be able to distinguish SSI aged from SSI low income and SSI Disability (without prior qualifying employment). Due to this confusion, SSI should not be provided to USCIS or the NVC. Additionally, SSI signifies an immediate receipt of Medicaid, which is a government sponsored health insurance, and immigrating family members may not be eligible for the government sponsored health insurance or the possibility of also receiving medicaid may BAR the immigrant from ever receiving a Green Card (i.e. Public Charge Bar).
How is SSDI viewed by USCIS?
SSDI is welcomed by USCIS and the NVC because it usually relates to a long period of employment of oneself, or spouse/parent, and can be an annual income of about $40,000, which is well over the annual income requirement of $23000 (March 2022 figure) for a household size of 2.
Additionally, SSDI is usually supplemented by other forms of income/assets, usually derived from Business Ownership, IRA, 401K, CD, Property Ownership, and Stock Portfolios. More information on assets found here: /immigration/adjustment-of-status/i-864-asset-calculations/
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